Farmers Insurance offers a number of options for various personal insurance needs. We offer insurance for the following:
Home Owners
Mortgage Protection
Auto
Truck
Motorcycle
Motor Homes
Boats
Health Insurance
Disability
Life
Annuities
Long Term Care
401K & IRA Rollovers
THE BOAT OWNERS POLICY GIVES YOU PROTECTION FOR:
I Your Liability to others II Medical Payments III Damage to your craft and related equipment IV Medical Expenses for guests as towed waterskiers.
HERE ARE A FEW OF THE HAZARDS PROTECTED AGAINST
Damage in hauling or launching
Loss of motor overboard
Fire, lightning, explosion
Sinking and stranding
Underwater damage
Theft
ABOUT THE POLICY...
You can enjoy carefree cruising with a boatowners policy from Farmers. The policy protects you anywhere in the territorial limits of the Western Hemisphere.* Your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include,* are protected by the policy at a low cost to you.
*Refer to the policy for the coverages and exclusions.
PLUS...
30 day automatic coverage for newly acquired or replacement boats (up to and including 40 feet in length and valued under $100,000), motors and trailers.
A variety of deductibles to choose from.
A discount is available if you have completed the Coast Guard Auxiliary" Safety and Seamanship" Course or the U.S. Power Squadron's" Boating Course."
Includes trailers and equipment coverage for up to 10% of the full coverage amount on your boat, at no additional cost.
$1000 per person medical expense for towed skiers. ($2000 per occurrence)
A Boat/Home discount/credit may be available when you insure your boat and home with Farmers.*
*Not available in all states
Let your personal Farmers agent find you the best coverage for your auto
Do you have the right amount of Auto insurance? At Farmers, we'll personally review your policy and help you identify any potential overlaps or gaps in your coverage. We'll also identify any discounts you may qualify for. It's all part of the professional, personalized service offered by your Farmers agent.
A Farmers Auto policy offers you a wide variety of coverage options
Bodily Injury and Property Damage Liability This coverage pays for bodily injuries to other people or damage to their property if you are liable. It also pays whether your car is driven by you, a qualified family member, or other driver using your car with your permission. In most cases, you are even covered in a car you borrow or rent temporarily. Your coverage will pay up to the limits that you and your Farmers agent select.
Personal Injury Protection or Medical Payments* Personal Injury Protection (PIP) pays up to the policy limit for medical bills, lost income, household services replacement costs and funeral bills resulting from an automobile accident. This covers you, your family, anyone riding in your car, and anyone driving your car with your permission.
Medical Payments Coverage pays doctor, hospital and surgical bills, up to the per person limit you select, for you or anyone riding in your covered auto.
*Mandatory unless rejected in writing.
If you do not face a threat of income loss, you may want Medical Payments Coverage instead of Personal Injury Protection.
Personal Injury Protection and Medical also cover you and qualified members of your family while in non-owned cars and if hit by a motor vehicle while walking or riding a bicycle. Minimum limit is $2,500, with higher limits available for a small additional charge.
Uninsured and Underinsured Motorist* This coverage pays for bodily injuries or damage to your property caused by an uninsured motorist or a hit-and-run driver, if that driver is liable. It covers you, qualified family members and any other person occupying your auto. Your coverage will pay up to the limits that you and your Farmers agent select. There is a $250 deductible on property damage coverage.
A Farmers policy will also pay for bodily injuries caused by a motorist whose insurance is not adequate to pay for the injuries if that driver is liable. Like your uninsured motorist coverage, it covers you, qualified family members and any other person occupying your auto. You'll be paid up to the limit you select, less the amount paid by the other party.
*Mandatory unless rejected in writing, either in its entirety or Property Damage only.
Collision This covers accidental damage to your car by collision with an object.
Comprehensive We developed this coverage to fill in the gaps for non-collision damages that may happen to your car. It includes damage from such causes as fire, vandalism, windstorm, sandstorm, falling objects, animals, water or flood and theft.
This coverage pays you up to $20 a day, up to $600 total, for transportation costs if your car is stolen, (coverage begins 48 hours after the theft). It pays up to the actual cash value of your vehicle, less the deductible you select.
Additional liability All expenses are paid in a suit we defend on your behalf, such as court costs, attorney fees, investigator fees, expense of witnesses and witness fees. We also pay any expenses you incur at Farmers' request, including up to $50 a day for actual loss of wages. Finally, your Farmers expenses coverage pays the premium on appeal bonds, bonds to release attachment, and cost of bail bonds up to $250.
Towing and labor costs - optional coverage Reasonable towing and labor charges are paid if your car breaks down. The labor must be performed at the place where the car becomes disabled. Available options include coverage up to $40, $80 or $120.
Rental reimbursement - optional coverage This coverage pays up to $20 a day, up to $600 total, for auto rental charges while your car is being repaired for damage caused by an insured loss, except theft. Reimbursement does not include mileage charges.
Death Indemnity - optional coverage This pays up to the limit you select for an auto accident for you and qualified family members regardless of who's at fault.
Trailers If you are towing a trailer designed for use with a private passenger car, you are covered for all liability claims.
Policy credits Farmers offers many opportunities for you to save money on Auto insurance. These include our Passive Restraint, Anti-Theft Device, Drug and Alcohol Awareness and Two or More Autos Credits. Ask your personal Farmers agent for complete details.
We also offer flexible payment plans We believe that paying for your insurance should be as hassle-free as possible. We offer several payment plans through our Farmers EasyPay plan that are both flexible and convenient. Helping you choose the best plan for you is another valuable service provided by your Farmers agent.
This is not a policy contract but a general description. The policy itself should be read for the coverages and exclusions.
Farmers value-added policies and services You know you can depend on Farmers for all of your Auto financing and insurance needs. But, do you know about the many other services and products we have to offer? Here's a sample of what you could be taking advantage of:
Auto Buying Service
Mechanical Breakdown Insurance
Educational Loans
Real Estate and Mortgage Assistance
Farmers Vacations
Homeowners Plus
Just ask your agent for more information. Start taking advantage of Farmers value-added policies and services today.
Farmers Personal Umbrella
Stop for a moment to reflect on everything you've worked hard for in your life - your home, your car, your family's security. You may even have a recreational vehicle or a boat for family getaways. And if you're reading this, more than likely you've got adequate Auto, Home and Life insurance coverage.
So, chances are, you'll never have to worry about exposure to large liability losses. But what if...?
In today's society, no one is exempt from large liability losses. Let's face it: people are growing more willing to sue every day. The bottom line is, it can happen to you. If it does, Farmers can help you get back where you belong.
Even if you don't maintain all of your current Liability insurance with Farmers, we have a coverage that's perfect for you:
The Farmers Personal Umbrella.
The question is, are you prepared?
With a Farmers Personal Umbrella policy, you can protect everything for which you've worked so hard. It gives you the security and peace of mind you need to enjoy life's pleasures. The Farmers Personal Umbrella can add to your safekeeping with:
Additional Liability insurance, over the limits of your Auto, Homeowners, Recreational Vehicle or Boat Liability policy limits
Coverage for unknown or unexpected exposures not covered by your current policies (some exclusions apply)
Coverage for legal costs, including representation by our attorneys, court costs, interest on judgments and premiums on necessary bonds
Farmers Personal Umbrella policy can give you coverage above and beyond your Auto, Homeowners, and Recreational Vehicle Liability policies.
(Please note: You must have the minimum underlying liability coverage shown before purchasing additional Umbrella coverage.)
Needing Insurance? Call For A Free Insurance Review
• 14350 Northbrook Dr. #110, SA, TX 78232
